How to care for our ageing population is one of the most pressing issues of our time. Demand for residential care for older people is rising at a time when council finances have never been under more pressure.
Council budgets for adult social care would be even more stretched were it not for the contributions that individuals make to their own care.
However, self-funders also represent a significant risk for councils. The LGiU and Partnership, the longest established UK insurer, have produced a report which highlights the cost to local councils of those who begin by funding their own care but fall back on state funding when their own means run out.
The report draws upon original research including a survey chief executives, leaders, finance directors, adult services directors and cabinet portfolio holders in upper tier authorities in England and Wales.